Hula and The Real Estate Market Today

As the New Year approaches, everyone begins to sort out the areas of their finances that could be beneficial to their future plans. One way to decrease the mortgage payments over the life of your loan is to pay bi-weekly. Usually their is a set up charge/fee from your lender but most lenders are able to get this started right away.

Instead of making 12 monthly payments you make 26 payments split in half which means 1 extra payment toward your principle per year, and pays your mortgage debt in half the time.

Seems easy, seems simply but if your only receiving one paycheck a month it's not that easy. However if you receive your paychecks every other week, this is the best way to own your home in 15yrs instead of 30yrs.

Just something to think about, 2008 is going to be a wonderful year for Real Estate and I'm looking forward to the challenges it will bring. I don't just want to be your agent for the one transaction, I want to be your Real Estate agent for life and I want you to know everything possible to help you make the right decision's along the way.

Mele Kaliki Maka, Haole Maka Hiki Ho       (Merry Christmas and Happy New Year)

Dee